Our investment philosophy is to partner with entrepreneurs with high ethics, strong business models and which are well positioned to make a positive impact. Inyosi offering has been designed to provide black-owned businesses with what we see are the key three areas to achieving growth: Access to Capital, Markets and Skills. Access to Capital: Through our Enterprise & Supplier Development funds, Inyosi is able to provide access to funding at very competitive rates with no hidden fees. Loan funding may be offered to businesses that meet the following minimum qualifying criteria:

• 51% black-ownership
• EME / QSE’s (companies with less than R50m annual turnover)
• Have annual turnover or assets greater than R1m
• Have an operational track record of at least 3 years

Access to Markets: To best assist our beneficiaries in growing their businesses, we offer them a complimentary listing on iHive, a private network of best-in-class black suppliers that our 500+ investors can look to procure goods & services from. Further to this, Inyosi actively looks to facilitate meaningful introductions between our beneficiaries and our investors when beneficiaries offer goods or services that are relevant to an investors requirements. Access to Skills:

• Non-prescriptive matched grant funding on agreed projects
• Optional access to iHive e-Learning portal